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Home Loan

A Home Loan is a certain amount of fund which is borrowed from the lender against a residential property to be bought. It is usually taken for the purchase, construction or renovation of a property.

Eligibility Criteria

Your Home loan eligibility is determined after looking at the following:

  • Your current income
  • The nature and continuity of your employment
  • Your current obligations i.e. the other installments (EMIs) you are currently paying, the number of credit cards and credit limits you have or use
  • Your past credit history